Daim ntawv cog lus qiv nyiaj yog tswj hwm los ntawm Tshooj 807 ntawm Civil Code ntawm Lavxias Federation. Cov pej xeem muaj peev xwm yog lub luag hauj lwm rau kev ua tiav ntawm cov luag haujlwm tau xav (Tshooj 17 thiab 18 ntawm Civil Code ntawm Lavxias Federation). Daim ntawv cog lus tuaj yeem kos tawm hauv cov ntawv sau yooj yim lossis ntawv sau npe. Cov ntaub ntawv yuav tau ua haujlwm raug cai. Yog tias cov nuj nqis tsis tuaj yeem them rov qab, tom qab ntawv nws muaj peev xwm ua tau tsuas yog ua raws li txoj cai lij choj ntawm Lavxias Federation.
Nws yog qhov tsim nyog
- - daim ntawv thov rau lub tsev hais plaub;
- - phau ntawv hla tebchaws thiab daim ntawv theej;
- - sib cog lus lossis IOU thiab ib daim qauv theej;
- - ib pob ntawm cov pov thawj uas ntseeg siab (yog tias tsis muaj IOU lossis kev pom zoo).
Cov Lus Qhia
Kauj ruam 1
Yog koj muaj ntawv cog lus lossis IOU, thiab cov neeg tsis tshuav nuj nqis tsis them rov qab, mus rau chaw hais plaub. Xa koj daim ntawv thov, rhais ib daim qauv ntawm koj daim ntawv hla tebchaws. Txoj cai ntawm kev txwv rau kev xa rov qab ntawm cov nuj nqis yog peb xyoos, yog li tsis txhob ncua mus rau tsev hais plaub.
Kauj ruam 2
Raws kev txiav txim plaub ntug, koj yuav tau txais koj cov nuj nqis. Tus neeg tsis them nuj nqi yuav them rau nws. Ib qho ntxiv, nws yuav tsum tau them tus nqi nplua ntawm kev txiav txim ntawm 0.1% ntawm cov nuj nqis ntawm cov nyiaj them rov qab ntawm Central Bank ntawm Lavxias teb sab thaum lub sijhawm txiav txim siab ntawm rooj plaub thiab kev ncaj ncees puas tsuaj yog tias koj qhia tias nws them nyiaj hauv daim ntawv thov thaum koj mus tom tsev hais plaub.
Kauj ruam 3
Yog tias koj tsis muaj ntawv cog lus lossis IOU, thiab koj qiv, ntseeg hauv koj cov lus, koj tuaj yeem xa tag nrho tus nqi yog tias koj xa cov ntaub ntawv pov thawj uas ntseeg siab mus rau lub tsev hais plaub tias cov nyiaj lossis lwm yam khoom muaj nqis tau muab pauv mus rau tus tseem tshuav nqi.
Kauj ruam 4
Raws li cov ntaub ntawv pov thawj, koj tuaj yeem siv cov lus pov thawj ntawm cov neeg tim khawv, kaw kab xev yees duab ntawm kev sib tham nrog tus neeg tiv nqi txog tus nqi, qhov xa rov qab, lossis txog kev pauv nyiaj lossis lwm yam khoom muaj nqes Yog tias lub tsev hais plaub txiav txim siab ua pov thawj pom zoo, tom qab ntawd lawv yuav muab xoom ib daim ntawv cog lus lossis IOU thiab tag nrho cov nuj nqis yuav raug sau los ntawm kev yuam.
Kauj ruam 5
Nws tsis muaj txoj hauv kev muaj txoj cai los mus thim cov nuj nqis. Koj tsis muaj txoj cai "pov tseg" dab tsi, hem, siv lwm txoj kev tsis raug cai, hloov koj cov cai los them nuj nqis rau cov neeg thib peb sawv cev los ntawm cov chaw sau nqi lossis lwm lub koom haum.
Kauj Ruam 6
Yog tias koj siv txoj hauv kev txhaum cai txhawm rau txhawm rau kom rho nuj nqis, tom qab ntawd tsis ntev koj yuav pom koj tus kheej hauv cov khoom. Ntxiv rau, tsis tshua muaj leej twg ua tiav kev them nuj nqis los ntawm kev ua txhaum cai. Los ntawm kev siv cov qauv kev cai lij choj los them rov qab cov nuj nqis, koj muaj ntau txoj hmoo ntawm qhov tau txais cov peev nyiaj uas sau tawm nyob rau hauv tag nrho, txawm tias tus neeg tiv nqi tsis muaj nyiaj, txij li, raws li qhov sau tseg ntawm kev tua, tus ceev xwm muaj txoj cai los ua ib cov lus nug cov khoom uas twb muaj lawm thiab muag nws ntawm kev twv nyiaj lossis txeeb cov txhab nyiaj tau.
